Does Walmart Accept Apple Pay: All You Need to Know

Does Walmart Accept Apple Pay: All You Need to Know
Image Source: PhoneArena

If you’re in the checkout line and wondering if you can use Apple Pay at Walmart, the answer is no. Continue reading to learn why Walmart does not accept Apple Pay.

Why Walmart Doesn’t Accept Apple Pay

Walmart’s refusal to accept Apple Pay in its stores is unlikely to be reversed anytime soon. This is most likely due to a combination of strategic, financial, and competitive decisions made by Walmart Inc. To begin with, Walmart offers its own mobile payment method, known as Walmart Pay. This exclusive mobile payment method is built directly into the Walmart app, providing the retailer with greater control over customer payments and data.

Aside from that, Walmart is probably trying to avoid the transaction costs that would come with embracing Apple Pay. The problem is that Apple normally charges retailers a modest fee for each Apple Pay transaction. Given the massive number of transactions that occur at Walmart on a daily basis, these minor fees would very probably add up to a considerably greater total over time. Walmart, as one of the country’s largest corporations, undoubtedly wants to eliminate anything that could harm its massive bottom line.

Read also: How Old Do You Have to Be To Work At Walmart

Furthermore, Walmart has to maintain its low-price reputation. Walmart can keep its costs and prices low by refusing to accept Apple Pay. Adding Apple Pay to the equation would be highly expensive and have very little benefit to the corporation. Given that Walmart is such a dominant participant in the retail industry, marketing Walmart Pay over Apple Pay allows it to maintain a monetary advantage over Apple. Finally, it is okay to assume that you won’t be able to use Apple Pay at Walmart due to a mix of their competitive strategy and desire to preserve control over payments.

What Exactly is Apple Pay?

Apple Pay is a safe mobile payment system created by Apple. It allows you to make payments in stores, apps, and online using your iPhone, Apple Watch, iPad, or Mac. There is no need to use a physical credit or debit card with Apple Pay because your iPhone supports contactless mobile payments utilizing technology that is already present in most payment terminals.

How Apple Pay Works

Apple Pay employs near-field communication (NFC) technology, which is currently present in the majority of payment terminals across the country. This NFC technology enables Apple Pay to securely and wirelessly send encrypted payment data. Apple Pay adds an extra layer of protection by securely storing your card information on your device and generating a unique transaction number for each purchase.

How to Make Use of Apple Pay at Walmart

Now that you understand why you can’t use Apple Pay at Walmart, let’s discuss how to get around Walmart’s ban. You will, however, require an Apple Card. If you haven’t already, you can apply for this Apple-branded credit card through the Wallet app on your iPhone or iPad, or through Apple’s website via a web browser. The application process is quick and simple, and most offers arrive within seconds. If you prefer not to open a credit card, you will be unable to use this option at the merchant.

#1. Install the Walmart app.

You’ll need the Walmart app on your phone to utilize Apple Pay at Walmart. Go to the App Store and search for “Walmart: Shopping & Savings.”

#2. Sign Up

Log in or create an account once the app has finished downloading. Since you do not need a Walmart subscription to use Walmart Pay, you also do not need to accept the trial given at sign-in if you do not wish to.

#3. Head to Wallet

After signing in, navigate to the Account tab on the bottom right side. Tap “Wallet” to manage your Walmart account’s new and existing payment options.

#4. Insert your Apple Card.

Select “Add New Payment Method,” followed by the “Credit/Debit Card” button. Enter your Apple Card information here. At Walmart, you can only use Apple Pay in the following ways: By adding your card to the Wallet and paying with the app.

#5. Visit Services

After you’ve finished shopping, proceed to the self-service checkouts. You should see a QR code promoting Walmart Pay here. Tap the Walmart Pay button after navigating to the Services area to the right of the central tab at the bottom of the Walmart app.

#6. Use Walmart Pay.

Scan the QR code with the Walmart Pay feature in the Walmart app at the register. Then, as your chosen payment option, select your Apple Card. Continue to follow the on-screen prompts until checkout is complete. (Remember to bring your bags and receipt!) Your Apple Cash benefits from your Apple Card transaction should be in your Wallet shortly.

Why Should You Use Apple Pay?

The following are the benefits of using Apple Pay:

  • Simple online checkouts
  • Online payments that are safe and secure
  • It is accepted at millions of stores.
  • It is simple to transfer and receive funds.
  • Payments in a single click

Is the “Walmart Pay” App Worth It?

If you purchase at Walmart frequently, the Walmart Pay app is worth downloading and is a viable alternative to Apple Pay.

You basically attach your payment method to the app and then use your phone to finish your transaction in-store.

Simply scan the QR code at checkout to not only pay quickly but also to keep your eReceipt in case you need to make a return.

What Payment Methods Does Walmart Accept?

Despite these limits, Walmart offers a variety of payment options other than Walmart Pay, including:

  • Cash
  • Credit cards
  • Gift cards
  • EBT cards from participating states can be used to purchase EBT-eligible items.
  • Credit cards from Capital One and Walmart
  • Purchase of qualifying items with benefit cards (including Healthy Benefits and OTC Network)
  • PayPal 

Does Walmart Accept Digital Wallets?

To answer the question immediately, no, Walmart does not take any of the following. It does, however, have its own digital wallet, Walmart Pay. Walmart Pay is a mobile payment program that allows customers to pay for items with their mobile devices.

Does Walmart Accept Google Pay? 

Walmart does not accept Apple Pay, Google Pay, Samsung Pay, or any other form of mobile payment. Walmart Pay, the retailer’s proprietary payment mechanism, is the only one used.

Where Can One Use Apple Pay?

With the exception of Walmart, Apple Pay is accepted at a wide range of popular businesses, restaurants, and coffee shops.

Here are some of the most popular locations:

  • Bed, Bath, and Beyond
  • Best Buy
  • American Eagle Outfitters is a retailer.
  • Kroger Co.
  • Lowe’s
  • Macy’s
  • McDonald’s

Is It Safe to Use Apple Pay?

Yes, Apple Pay is quite secure. Apple does not save your credit card information on the device or on corporate computers. Instead, the technology uses tokenization to generate unique codes for each transaction, never transmitting your actual card information. Furthermore, devices require Touch ID, Face ID, or a passcode to authorize payments.

Who is Apple Pay Accepted by?

Apple Pay is accepted at millions of locations, including retail establishments, restaurants, transit services, applications, and websites. To find out if the payment method is accepted, look for locations that display the Apple Pay logo or the contactless payment symbol. This method of payment is accepted by millions of retailers worldwide.

What Types of Credit Cards Does Apple Pay Accept?

Apple Pay accepts credit, debit, and prepaid cards from the majority of major payment networks, including Visa, MasterCard, American Express, and Discover. Apple Pay is supported by many banks and financial organizations due to its ease of use and advanced security features. You can connect up to eight cards to the service and use them for as many transactions as you want.

Final Words

Knowing that you won’t be able to use Apple Pay at Walmart for now, it still doesn’t stop you from doing quick checkouts with your iPhone if you’re willing to use Walmart Pay. 
I believe this piece has informed you well enough on how to utilize the  Walmart Pay app.

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