Does Costco Gas Take Apple Pay: What You Should Know

Does Costco Gas take Apple Pay

What is Costco Gas? Does Costco Gas take Apple Pay? These are some of the most frequently asked questions by people looking to purchase gas across the country daily.

Well, let’s find out…


Costco Gas is one of the many thriving businesses linked to the Costco American Wholesale Corporation. Since its opening in 1995, Costco Gas has been known for selling regular and premium fuel at most stores. 

What makes them quite popular is that they sell quality gasoline for lower prices compared to other fuel stations. Another practice that puts them on the map is that they have diverse payment methods for their customers.

 Even at that, many people intending to use their services need to learn how to go about the payment options, one of them being Apple Pay.

 In this article, I will walk you through all you should know about payment options with Costco Gas using Apple Pay as a case study.

Does Costco Gas take Apple Pay?

Costco Gas accepts Apple Pay as one of its several payment methods. 

Apple Pay is an accepted mobile payment option that allows users to store their credit card information on their mobile devices but to do that. But you must have the appropriate device, such as an iPhone or iWatch. 

Not all Costco gas stations have accepted the Apple Pay method, so before getting a tank refill, check if the Costco gas station in your area takes Apple Pay.

In the meantime, if you need to learn how to go about the Apple payment or wonder how Costco Gas accepts Apple Pay, the preceding paragraphs will explain in detail.

How does Costco Gas take Apple pay?

To make a payment, ensure you have a Visa card tied to your AppleWallet. Remember that you must be a Costco member to use their gas stations. 

The only exception to this is if you’re using a Costco Shop Card to fill up your tank.

Using Apple Pay on an iPhone or iPad

To use Apple Pay on your iPhone or iPad at a gas station, follow these steps:

  • Open the wallet app on your device.
  • Tap on the card option you want to use.
  • Ensure your Apple device has an NFC reader.
  • Hold the phone closer to the reader to use face ID.
  • Authenticate your payment with a face ID

Using Apple Pay on an Apple Watch

You can also use Apple Pay for gas if you have an Apple Watch. Here’s how:

  • Double-click the side button on your Apple Watch
  • Hold your watch near the reader at the gas pump.
  • Wait for the payment to be processed.

While at it, get a Costco membership card before getting gas at any of their stations. You will be glad you did because you can fill your tank at a discounted price.

Benefits of Using Apple Pay

 If you are seeking an easy and quick way to pay for gas, Apple Pay is the best option, as you stand to gain many benefits.

Here are some advantages of using Apple Pay at Costco gas stations.

  • Speed: Apple Pay ensures a fast and stress-free payment method. You don’t need to bother swiping your card or entering a 4 PIN combination. You only need to hold your device near the contactless reader, and the payment will be processed within seconds.
  • Ease: With Apple Pay, you don’t need to carry cash or credit cards. All you’ll need is your iPhone, iPad, or Apple Watch. This means you can leave or forget your wallet at home and still be able to pay for gas.
  • Security: Apple Pay is one of the most secure payment methods. When you use Apple Pay, your credit and debit card information is not stored and shared with the gas station. Instead, a unique token is used to process the payment. So be rest assured that your card details are never stored on your device or shared with the merchant.
  • Accessibility: Apple Pay is available at many Costco gas stations nationwide. Making it easier for customers who prefer using Apple Pay for gas purchases.
  • Rewards: Some credit and debit cards offer rewards when you use Apple Pay to make purchases. This means you can earn cashback, points, or other rewards when you pay for gas with Apple Pay.

Does Costco Accept Other Mobile Payment Options

 Yes, Costco Gas accepts other mobile payment options like Samsung Pay, Google Pay, and Campus Cash, as this is a good option for Android users.

Although Costco accepts mobile payments, you’ll still need a membership card. The mobile payment option is very convenient, making checkout faster and easier. Enabling you to save money by avoiding unnecessary fees and encoding your payment details on your phone.

Do You Need a Membership Card to Shop or Buy Gas at Costco?

Yes, you need a membership card to purchase at any of their stores or gas stations.

How To Get Costco Membership

You should know about three types of Costco memberships, all of which give you access to every Costco store and gas station location nationwide. I’ll list them in an order starting from the least expensive plan.

  • The Gold Star membership
  • The business membership 
  • The executive membership

The Gold Star Membership This plan is the cheapest option for customers who don’t have a business or rather for customers who buy goods at wholesale prices. The annual membership fee is $60, This plan only allows you to have one card, and two people over 18 living in the same household can use the membership card.

The Business Membership also costs $60 a year, the same as the Gold Star membership, but is exclusively for business owners to buy products for business, personal, and resale use. The membership comes with a total of two cards and with the option to add additional cardholders for $60 each per year. This is the only membership plan that allows you to add extra cards. To qualify for this Membership, you must show some type of business identification and proof of business ownership.

The Executive Membership: As I would like to call it, “The heavy-duty plan,” this costs $120 a year and comes with two Household Cards. This plan offers greater savings on Costco services and Costco Travel packages, as well as a yearly 2% reward on Costco purchases. Instance, if you spend over $2,700 annually on qualified purchases like groceries and electronics, you’ll receive $60 back, and you’ll get huge discounts when buying gas, which is the cost of the tier upgrade. To get an Executive Membership, you’ll first need to buy a Gold Star Membership and then upgrade your account.

Does Costco Gas Take Mastercard?

Costco gas stations only accept some debit cards, especially Mastercards. Costco Gas stations do not accept payment from any network besides a Visa card because Costco has an exclusive contract with Visa. It was previously with American Express, but that relationship was severed in 2016. when opting for a mobile pay option, ensure you don’t have a MasterCard tied to your digital wallet to avoid payment decline.

Does Costco Gas Accept Ebt Cards?

No, Costco gas stations don’t accept EBT cards, but you can make a cash withdrawal with the card and purchase gasoline at the Costco pumps.

When planning to use Costco gas services, explore the many payment options and the one you feel will be more convenient for you. On the other hand, if you want to opt for Apple Pay, set up your Apple Pay account and link the accepted cards before you visit any of Costco gas stations.


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